Partner with the industry leader in buy now, pay later payments, trusted by thousands of stores, and earn high commissions.
Step 1
Apply Online
Step 2
Integrate & Promote
Step 3
Start Earning
Benefits
Benefits of PayLater Merchant Program
Boost sales with interest-free BNPL at checkout. Increase conversions and get paid upfront with easy integration.
Join our merchant program to boost sales with flexible, interest-free BNPL at checkout. Increase conversions as more shoppers complete purchases, with no earnings cap—the more referrals and BNPL orders, the more you earn. Access a dedicated dashboard, real-time tracking, and priority support to grow faster.
We've compiled answers to the most common questions about our buy now, pay later service to help you get started with ease.
Bank Grade payment security
No interest and no hidden charges
Real-time payment reminders
Your first payment is due at checkout. The remaining 3 installments are automatically charged every two weeks to your linked debit or credit card.
No credit score impact at all. Our smart eligibility check uses a soft inquiry only, so applying or using our BNPL service will not affect your credit rating.
No — our BNPL service is completely interest-free. There are zero hidden fees. You only ever pay the original purchase price split into 4 installments.
Sign up for a free account, browse our partner stores, add items to your cart, and select our BNPL option at checkout to split your payment.
If you miss a payment, you may be charged a late fee and your account could be temporarily restricted. It’s best to ensure sufficient balance or update your payment method before the due date to avoid penalties.
Yes, you can repay your remaining balance anytime before the due date. Early payments help you stay on track and may free up your available credit for future purchases.
Installments are typically charged to your selected payment method, such as debit/credit cards or linked accounts. Make sure your payment method is valid and has sufficient funds on scheduled dates.
Testimonials
Trusted by thousands of shoppers
See what our customers are saying about their experience with our buy now, pay later platform across top partner stores.
CUSTOMER STORIES
"BNPL changed how I shop!"
Shezan, Online Shopper
CUSTOMER STORIES
I split my first purchase in 4 payments, no stress
"Since using this BNPL platform, managing my monthly budget has become so much easier. I can buy what I need today and spread the cost with zero interest — it's a game changer."
Sarah Mitchell
Freelancer & Regular Shopper
"The approval process took less than a minute and there were no hidden fees at all. I've recommended this platform to all my friends — truly the simplest way to pay in installments."
James Okafor
Small Business Owner
"I was skeptical at first, but the transparency of this platform won me over. Every payment date and amount was clearly shown upfront — no surprises, just total peace of mind."
Priya Sharma
Marketing Manager
Ready to shop now and pay later for free?
Sign up for free in minutes and start splitting payments into easy, interest-free installments with zero hidden fees.
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